Security and reliability of electronic payment Perfect Money
Apr 8, 2009 Perfect Money
In the time of informational technologies a big role is divided to electronic payment systems. Number of companies connected with IT development and electronic currency is increasing day by day. One of such companies is Perfect Money. Despite of the fact that this company is rather new, it began conquer a market of e-currency rapidly with absolutely new suggestions of the product. That is why the question of security investments in the system is very important.
A great part of money’s safety depends on users of the system and send money online It will not be unnecessary and wrong if we will repeat common and well-known for everybody rules, such as: do not give to anyone your password, do not follow links and do not open any files that came from unknown for you people.
It will not be useless to note that the cost of reestablishment is 100$. And in case if you gave wrong information about yourself you can forget about it due to the rules of the payment system.
Perfect Money money transfer has multilevel security system which is used nevertheless by many different websites. In this case Perfect Money has not any innovations in this sphere in spite of authors’ words on the official website of the company. Owner can regulate protection level of his/her account as it is necessary for him/her.
The first degree of electronic currency reliability is “User’s identity checking”. The sense of it is to check IP address. With an attempt of authorization from a new IP address to user’s e-mail will be sent an appropriate notification with access code. This code will help to unlock an account and use it successfully. Such option will not be very popular because there are few people who have continual IP address, which is necessary to pay by. An opportunity to enter a range of IP address’ is absent that is why we should not wait for high popularity of this option.
The second degree is “sms-authorization”. If one want to use this kind of function it is necessary to write down a telephone number. After that one can enter the system with an access code from the received sms. This option will not be very popular too because of its cost – 10 cents for one sms.
And at least third degree is “Code Card”. User who wants this security level will receive a special card with a picture of a code. To confirm the transaction the system will send a query about delivery of the card with the code.
Also the payment system can show time of the last visit and its IP address. Unfortunately only the last option is the most practical and usable. Authors call up to use all three degrees at the same time but if one use all of them it will take a lot of time to enter the system.
Another security mean is code connection with the website (https). This way will exclude an opportunity of necessary information stealing what will help you to save your money. Do not forget that this word always should be in browser line.
At the end of our talk about security of online payment system Perfect Moneywe can say that despite of author’s trying really new methods of protection had not been created in their system. But the service contains several modern and effective ways of saving money which were created before Perfect Money appearance on the online payment systems market.
Tags: Access Code, Authors, E Mail, Electronic Currency, Electronic Money, Electronic Payment Systems, First Degree, Informational Technologies, Innovations, Money Money, Money Online, Money Transfer, Multilevel Security, Popularity, Reliability, Security Investments, Security System, Send Money, Sphere, Spite
